Can You Travel While Receiving Workers’ Comp Benefits?
Many people on workers’ compensation wonder whether they can still travel. The short answer is yes—travel isn’t automatically off-limits. However, insurance companies may view travel as a red flag if it appears to interfere with recovery or contradict reported injuries. Thinking ahead and planning carefully can help protect your benefits and avoid unnecessary complications.
Be Mindful of Surveillance
Insurance carriers often keep a close eye on claimants. This might include reviewing social media posts or hiring private investigators. If you’re recovering from a back injury but post photos of hiking on vacation, even if the activity was mild, it may create questions about your claim. Being aware of how your actions could be interpreted helps prevent disputes.
Medical Appointments Come First
Your treatment schedule is one of the most important elements of your workers’ comp claim. Missing doctor visits or therapy sessions can jeopardize your benefits. If you need to travel, make arrangements ahead of time—such as scheduling appointments before and after your trip or coordinating short-term care options at your destination.
Check State-Specific Rules
Workers’ compensation laws vary significantly by state. Some states require that you notify your insurer before traveling, while others may require written approval. For example, an employee in one state may be free to travel, while someone in another state could unintentionally violate rules by taking an unapproved trip. Researching your state’s regulations helps you avoid trouble later.
Consult a Workers’ Comp Attorney
Before booking tickets or confirming plans, it’s wise to speak with a workers’ comp attorney. They can explain your state’s requirements, help you understand your insurer’s expectations, and ensure your trip won’t put your claim at risk. This guidance can prevent costly misunderstandings.
Traveling while on workers’ comp isn’t forbidden, but it does require thoughtful preparation. Prioritize your medical treatment, understand your state’s rules, and take steps to ensure your travel plans won’t conflict with your recovery. Before you finalize anything, consider consulting a workers’ comp attorney to make sure you’re fully protected.